Avadian Credit Union Payday Loans Review - Geneva, Alabama

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4.1 9 reviews

309 W Maple Ave, Geneva, AL 36340, USA
+1 (334) 684-2241
www.avadiancu.com
Monday
8:45AM–5PM
Tuesday
8:45AM–5PM
Wednesday
8:45AM–5PM
Thursday
8:45AM–5PM
Friday
8:45AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2012-11-28

Mailing Address

1 RIVERCHASE PKWY S

HOOVER

AL

35244-2008

United States

Company Name

Alabama Telco Credit Union

Alabama Telco Credit Union

Contact Data

rjordan@avadiancu.com

+1.2059852832

Testimonials

What people think about Avadian Credit Union?

Below you read some of the opinions of our clients.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Geneva, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

It is hassle-free and speedy to get accepted for payday loans in Geneva, New York. The interest rate will be set individually for each person and will depend on the personal details the consumer filled in.

APR

25% small loan cap

Advantages of Avadian Credit Union that offers payday loans in Geneva, New York

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

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