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What people think about America's First Federal Credit Union?
I've had two loans with them and very pleased with the help I received.
Dr. Earl Bauch
My experiences with this bank have all been positive! If I need a loan, this is the first place I go.
Marion Stehr
Very friendly, good service offerings.
Ari Feil
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Now you can see general characteristics of payday loans.
Payday Loans in Gardendale, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is effortless and speedy to get approved for payday loans in Gardendale, Alabama. The APR will be set individually for each client and will depend on the personal details the consumer filled in.
456%*
$500
10 days
31 days
Advantages of America's First Federal Credit Union that offers payday loans in Gardendale, Alabama
- 24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.
Other Payday Lenders in Gardendale, Alabama
US Title Loans
1224 Decatur Hwy, Gardendale, AL 35071, USA
+1 (205) 631-0996
alabamatitleloansinc.com
Ameris Bank Mortgage Office
1 Chase Corporate Dr #400, Birmingham, AL 35244, USA
+1 (205) 970-6180
banks.amerisbank.com
Edward Jones - Financial Advisor: Tim Ferguson
909 Airport Rd S, Jasper, AL 35501, USA
+1 (205) 221-2624
www.edwardjones.com
check n go, Check `n Go Store Directory
977 Gilbert Ferry Rd SE, Attalla, AL 35954, USA
+1 (256) 538-3289
locations.checkngo.com
