First State Bank Payday Loans Review - Fort Payne, Alabama

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4.4 17 reviews

500 Gault Ave S, Fort Payne, AL 35967, USA
+1 (256) 845-6101
www.fsbal.com
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4:30PM
Saturday
8:30AM–12PM

Domain Info

Created Date

2016-05-09

Mailing Address

AL

United States

Company Name

FIRST STATE BANK OF DEKALB

FIRST STATE BANK OF DEKALB

Testimonials

Feedback about First State Bank?

Here you read the feedback of our clients.
Note

Pay Attention

Lenders are shown in the first three points. Below info defines shared information about payday loans.

Payday Loans in Fort Payne, Alabama

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue payday loans in Fort Payne, Alabama. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First State Bank help take out a loan in Fort Payne, Alabama?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Fort Payne, al will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Fort Payne, Alabama

Approved Cash

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+1 (256) 461-8322

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Alabama Central Credit Union

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+1 (256) 332-3000

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1st Heritage Credit

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+1 (251) 679-9044

www.1stheritagecredit.com

Advance America

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+1 (205) 425-8132

www.advanceamerica.net

Advance America

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+1 (334) 514-1881

www.advanceamerica.net

ATM (Regions Bank)

1910 Regions St, Northport, AL 35476, USA

+1 (800) 734-4667

www.regions.com

Always Money

1716 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 350-0183

alwaysmoney.com

PNC Bank

2710 Taylor Rd, Montgomery, AL 36117, USA

+1 (334) 240-8463

apps.pnc.com

CCB Financial Services

609 Florala Hwy, Opp, AL 36467, USA

+1 (334) 427-3983

www.bankccb.com