Regional Finance Payday Loans Review - Fort Payne, Alabama

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5 reviews
Loan agency in Fort Payne, Alabama

101 Cracker Barrel Rd Suite D, Fort Payne, AL 35968, USA
7 years in business
+1 (256) 845-9007
branches.regionalfinance.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

regionalfinance.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.

Payday Loans in Fort Payne, Alabama

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Fort Payne, Alabama is issued simply and fast. The interest rate is defined depending on the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Regional Finance help take out a payday loan in Fort Payne, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Fort Payne, al will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

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