West Alabama Bank & Trust Payday Loans Review - Ethelsville, Alabama

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5 2 reviews

507 Main St, Ethelsville, AL 35461, USA
+1 (205) 658-2800
www.wabt.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1997-10-07

Mailing Address

302 1ST ST N

REFORM

AL

35481-2247

United States

Company Name

West Alabama Bank & Trust

West Alabama Bank & Trust

Contact Data

drew@wabt.com

+1.2053756261

+1.2053759612

Testimonials

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Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Ethelsville, Alabama

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

It is easy and fast to take out payday loans in Ethelsville, Alabama. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will West Alabama Bank & Trust help take out a loan in Ethelsville, Alabama?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Ethelsville, al will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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