River Bank & Trust Payday Loans Review - Dothan, Alabama

Your personal information is safe with us
5 reviews

1479 W Main St, Dothan, AL 36302, USA
+1 (334) 702-2265
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about River Bank & Trust?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Dothan, West Virginia

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Dothan, West Virginia is issued easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

31% APR for loans up to $2,000

How will River Bank & Trust help issue a loan in Dothan, West Virginia?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Dothan, wv will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Dothan, Alabama

Service Loan Company

2464 Pepperell Pkwy, Opelika, AL 36801, USA

+1 (334) 749-4003

www.serviceloansouth.com

Advance America

9964 Grand Bay Wilmer Rd Ste 1, Grand Bay, AL 36541, USA

+1 (251) 865-0583

www.advanceamerica.net

Russellville Financial Inc

16109 US-43 A, Russellville, AL 35653, USA

+1 (256) 332-0709

russellvillefinancial.com

BBVA Bank

7200 Aaron Aronov Dr, Fairfield, AL 35064, USA

+1 (205) 297-3221

www.bbvausa.com

Loanmax Title Loans

2740 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 613-7705

www.loanmaxtitleloans.net

First Heritage Credit

5253 Hwy 90 West, Suite K, Mobile, AL 36619, USA

+1 (251) 660-0469

www.1stheritagecredit.com

Tower Loan

416 Chestnut St, Gadsden, AL 35901, USA

+1 (256) 456-9735

www.towerloan.com

Quik Pawn Shop

201 N Burbank Dr, Montgomery, AL 36117, USA

+1 (334) 271-4240

quikpawnshop.com

Cash Mart Inc

1405 2nd Ave SW Suite C, Cullman, AL 35055, USA

+1 (256) 737-3000