Decatur Finance Payday Loans Review - Decatur, Alabama

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4.6 41 reviews
Loan agency in Decatur, Alabama

1815 6th Ave SE Suite E, Decatur, AL 35601, USA
7 years in business
+1 (256) 355-3278
decaturfinance.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2013-10-03

Mailing Address

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AL

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United States

Company Name

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Contact Data

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Testimonials

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Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Decatur, Georgia

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is simple and fast to take out loans in Decatur, Georgia. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

10% small loan cap

How will Decatur Finance help issue a payday loan in Decatur, Georgia?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Decatur, ga consider this circumstance not a hindrence to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on time and not only resolve current problems, but enhance the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

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Compass Bank

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ATM (Regions Bank)

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West Alabama Bank & Trust

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BBVA Bank

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Regional Finance

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Security Finance

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Check `n Go

3753 Highway 431 N, Ste F, Phenix City, AL 36867, USA

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locations.checkngo.com