First Southern Financial Payday Loans Review - Decatur, Alabama

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3.7 3 reviews

1733 6th Ave SE, Decatur, AL 35601, USA
+1 (256) 350-2727
firstsouthernfinancial.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2015-11-16

Mailing Address

Alabama

United States

Company Name

First Southern Financial

First Southern Financial

Testimonials

Feedback about First Southern Financial?

Here you see the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Decatur, Georgia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and quick to issue loans in Decatur, Georgia. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

10% small loan cap

How will First Southern Financial help take out a loan in Decatur, Georgia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Decatur, ga will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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