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What people think about America's First Federal Credit Union?
I applied for the first payday loan in my life, was approved immediately despite the fact that I had debts already. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Audrey Ebert I
I needed $300 to buy a bag of my dream. The only solution was to apply for a cash advance. Found a lot of lenders online. America's First Federal Credit Union seemed the most reliable company in Cullman.
Lorena Collins I
Important
The previous three items charactirize a certain company. But below you can read general information about payday loans.
Payday Loans in Cullman, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Cullman, Alabama. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.
456%*
$500
10 days
31 days
Advantages of America's First Federal Credit Union that offers payday loans in Cullman, Alabama
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Cullman, al accept people with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the money in your account within several hours.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.
Other Payday Lenders in Cullman, Alabama
