Domain Info
Mailing Address
5335 Gate Parkway care of Network Solutions PO Box 459
Jacksonville
FL
32256
United States
What people think about Merchants Bank of Alabama?
It needed to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Merchants Bank of Alabama. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Kristoffer Harvey
I needed $300 to buy a dress on a sale. The only solution was to apply for a payday loan. Found a lot of financial institutions online. Merchants Bank of Alabama is the most credible company in Cullman.
Makenna Lang
The process was trouble-free, straightforward. No surety needed. Thank you so much. Love their online customer support. No complaints. Would use again.
Earlene Hegmann
Merchants Bank of Alabama seems honest. Used it twice. The first cash advance approved was small – $300, but next time the limit was increased to $1000. Closed the loan on due date. The employees were amazing, they gave detailed answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Robbie Frami
Merchants Bank of Alabama seems fair. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Earnest Haag
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Cullman, Alabama
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Cullman, Alabama. The entire process is straightforward. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.
456%*
$500
10 days
31 days
Advantages of Merchants Bank of Alabama that offers payday loans in Cullman, Alabama
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments as agreed in the contract.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Cullman, Alabama
Troy Bank & Trust Co
108 E Mckinnon St, New Brockton, AL 36351, USA
+1 (334) 894-6293
troybankandtrust.com
Check `n Go
977 Gilbert Ferry Rd SE Ste E, Attalla, AL 35954, USA
+1 (256) 538-3289
locations.checkngo.com
World Finance
1407 Memorial Pkwy NW Suite 20, Huntsville, AL 35801, USA
+1 (256) 361-1027
www.loansbyworld.com
