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What people think about Citi Financial?
They only ask for an ID to apply. Last year I was ill and needed some cash to survive. These guys saved me although I had a bad credit score. Fast and legit process. Very happy!!
Dr. Erling Pfannerstill
Simple application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $400 only. Hope the limit will increase next time. APR is fair. Repaid the loan . If required, the term can be also extended.
Hazle Fritsch
Citi Financial rescued me in a difficult time. They approved me for a payday loan although I had credit issues. The process was as easy as possible and quick. I love their friendly customer support service and competitive rates. I will surely recommend this online lender to my relatives and friends.
Casper O'Conner PhD
I have already submitted an application to this company 2 times and I was very pleased with the rates. This is the only day and night lender with competitive rates in my city.
Rashad Maggio
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Cullman, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Cullman, Alabama is are easy to get. The APR is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of Citi Financial that offers payday loans in Cullman, Alabama
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.
Other Payday Lenders in Cullman, Alabama
Advance Mortgage & Investment Company, LLC
30500 AL-181 #460, Spanish Fort, AL 36527, USA
+1 (251) 621-3557
www.amic.co
Credit Central
37255 Highway 43, Thomasville, AL 36784, USA
+1 (334) 636-4255
www.creditcentralllc.com
Regional Finance
1209 N Main Ave, Sylacauga, AL 35150, USA
+1 (256) 369-2537
branches.regionalfinance.com
America's First Federal Credit Union
729 E Battle St, Talladega, AL 35160, USA
+1 (256) 362-8520
www.amfirst.org
Advance America
3000 Pepperell Pkwy Ste. 10, Opelika, AL 36801, USA
+1 (334) 737-3320
www.advanceamerica.net
