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What people think about Merchants Bank of Alabama?
Great service so far I've been with them for about six months.
Wilfredo Kuhn MD
Excellent customer service !
Clarissa Hammes
Outstanding customer service.
Eleonore McKenzie PhD
Important
Now you can see general features of payday loans.
Payday Loans in Cullman, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Cullman, Alabama. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.
456%*
$500
10 days
31 days
Advantages of Merchants Bank of Alabama that offers payday loans in Cullman, Alabama
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.
Other Payday Lenders in Cullman, Alabama
Service Loan and Tax Company
577 McQueen Smith Rd S, Prattville, AL 36067, USA
+1 (334) 361-6095
www.serviceloansouth.com
Approved Cash
1135 N US Hwy 231 unit B Unit B, Troy, AL 36081, USA
+1 (334) 566-8983
approvedcashadvance.com
Regional Finance
2003 E Avalon Ave, Muscle Shoals, AL 35661, USA
+1 (256) 766-4633
branches.regionalfinance.com
