1st Franklin Financial Payday Loans Review - Cullman, Alabama

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3.9 10 reviews

Loan agency in Cullman, Alabama

Organization owner?

2015 Cherokee Ave SW Suite D, Cullman, AL 35055, USA

+1 (256) 739-4488

locations.1ffc.com

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–1:30PM

Thursday

8:30AM–5:30PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

xr4nq6fs8nn@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about 1st Franklin Financial?

Below you see some of the opinions of our clients.

Note

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Cullman, Alabama

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial problems in Cullman , Alabama because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of 1st Franklin Financial that offers payday loans in Cullman, Alabama

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the cash advance loan even before applying.

Let's see