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Important
Now you can read general features of payday loans.
Payday Loans in Chatom, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is simple and fast to get approved for payday loans in Chatom, Alabama. The APR will be set specifically for each case and will depend on the personal data the client filled in.
456%*
$500
10 days
31 days
Advantages of EasyMoney that offers payday loans in Chatom, Alabama
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments on time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
Other Payday Lenders in Chatom, Alabama
1st Franklin Financial
1500 Military St S, Hamilton, AL 35570, USA
+1 (205) 921-9900
locations.1ffc.com
Cw CashWell Consumer Loans
19140 S 3rd St, Citronelle, AL 36522, USA
Regional Finance
305 E Battle St Suite A, Talladega, AL 35160, USA
+1 (256) 299-0026
branches.regionalfinance.com
