First US Bank Payday Loans Review - Centreville, Alabama

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4.3 4 reviews
Organization owner?
135 Belcher St, Centreville, AL 35042, USA
+1 (205) 926-4861
www.firstusbank.com
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM

Domain Info

Created Date

1998-03-12

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

firstusbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about First US Bank?

Here you read the feedback of our customers.

A good payday lender. It quickly reviewed the application and deposited the funds to my card.

Kaylah Runolfsson

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Miss Jessyca Baumbach I

I suffered a difficult situation in my life. I emergenctly needed extra funds. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Delaney Ortiz

Money was urgently required. I left an online application in First US Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Gertrude Keebler

Note

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Centreville, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Centreville, Virginia are taken out problem-free. The interest rate is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First US Bank help take out a payday loan in Centreville, Virginia?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Centreville, Virginia. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

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