America's First Federal Credit Union Payday Loans Review - Calera, Alabama

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5 reviews

180 Co Rd 304, Calera, AL 35040, USA
+1 (205) 825-7850
www.amfirst.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

Feedback about America's First Federal Credit Union?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Calera, Alabama

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Calera, Alabama is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will America's First Federal Credit Union help take out a payday loan in Calera, Alabama?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Calera, Alabama. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

Other Payday Lenders in Calera, Alabama

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Cash Express

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Advance America

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First US Bank

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www.firstusbank.com

Speedee Cash

1203 US-231, Troy, AL 36081, USA

+1 (334) 808-4030

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1st Franklin Financial

2568 Douglas Ave, Brewton, AL 36426, USA

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locations.1ffc.com

Quik Cash

114 S Market St, Scottsboro, AL 35768, USA

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Peoples Bank of Alabama

14340 US Hwy 431, Guntersville, AL 35976, USA

+1 (256) 582-5024

peoplesbankal.com