First Southern Financial Payday Loans Review - Boaz, Alabama

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3.7 3 reviews

417 US-431, Boaz, AL 35957, USA
+1 (256) 840-0606
Testimonials

What people think about First Southern Financial?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

The previous three items describe a specific company. But below you can find common details about payday loans.

Payday Loans in Boaz, Alabama

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Boaz, Alabama is are simple to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of First Southern Financial that offers payday loans in Boaz, Alabama

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments as agreed in the contract.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

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Other Payday Lenders in Boaz, Alabama

First Community Bank

420 2nd Ave SW, Cullman, AL 35055, USA

+1 (256) 734-4863

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Citizens Finance, Inc.

1208 2nd Ave E, Oneonta, AL 35121, USA

+1 (205) 625-3223

www.citizensfinance.biz

1st Franklin Financial

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+1 (334) 705-6414

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Check Into Cash

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+1 (256) 350-0146

local.checkintocash.com

Ft Williams Finance

3 S Anniston Ave, Sylacauga, AL 35150, USA

+1 (256) 249-2000

BBVA Bank

95 Hull Rd, Sumiton, AL 35148, USA

+1 (205) 648-3217

www.bbvausa.com

Capstone Finance

3207 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 272-2722

capstonemontgomery.com

World Finance

14923 Alabama 59 Suites D & E, Foley, AL 36535, USA

+1 (251) 943-3834

www.loansbyworld.com

Money Matters

201 4th Ave SE, Red Bay, AL 35582, USA

moneymatterslending.com