What people think about First Southern Financial?
First Southern Financial seems safe. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Mr. Bo Okuneva
Good loan provider with affordable rates. They transferred the same day, as promised. I will use First Southern Financial again if I need temporary help.
Eliezer Howe
They approve applicants immediately and transfer funds the same day. But beware – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Gavin Terry
They approve applicants immediately and transfer funds the same day. But beware – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Werner Padberg Sr.
I have already submitted an application to this website 2 times and I was very satisfied with the rates. This is the only 24/7 website with reasonable rates in my area.
Dr. Josie Homenick
Used First Southern Financial for the second time. The company is honest. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Prof. Humberto Weissnat DDS
Pay Attention
The previous three items describe a specific company. But below you can find common details about payday loans.
Payday Loans in Boaz, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Boaz, Alabama is are simple to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of First Southern Financial that offers payday loans in Boaz, Alabama
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments as agreed in the contract.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Boaz, Alabama
Citizens Finance, Inc.
1208 2nd Ave E, Oneonta, AL 35121, USA
+1 (205) 625-3223
www.citizensfinance.biz
1st Franklin Financial
3000 Pepperell Pkwy Suite 6, Opelika, AL 36801, USA
+1 (334) 705-6414
locations.1ffc.com
Check Into Cash
1000 Beltline Hwy Suite N, Decatur, AL 35601, USA
+1 (256) 350-0146
local.checkintocash.com
Capstone Finance
3207 Atlanta Hwy, Montgomery, AL 36109, USA
+1 (334) 272-2722
capstonemontgomery.com
World Finance
14923 Alabama 59 Suites D & E, Foley, AL 36535, USA
+1 (251) 943-3834
www.loansbyworld.com