Woodforest National Bank Payday Loans Review - Birmingham, Alabama

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3.6 17 reviews

1600 Montclair Rd, Birmingham, AL 35210, USA
+1 (205) 951-1204
www.woodforest.com
Friday
10AM–7PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–7PM

Domain Info

Created Date

1996-03-10

Mailing Address

25231 Grogans Mill Road

The Woodlands

TX

77380

United States

Company Name

Woodforest DNS

Woodforest National Bank

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Testimonials

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Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Birmingham, New Jersey

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Birmingham, New Jersey is issued easily and quickly. The interest rate is defined respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

30% usury cap

How will Woodforest National Bank help take out a loan in Birmingham, New Jersey?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Birmingham, nj will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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