IBERIABANK Banking Center & ATM Payday Loans Review - Birmingham, Alabama

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5 2 reviews

2765 John Hawkins Pkwy, Hoover, AL 35244, USA
+1 (205) 803-5940
locations.iberiabank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1997-04-21

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of iberiabank.com owner

Whois Privacy Service

Contact Data

owner-5110487@iberiabank.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about IBERIABANK Banking Center & ATM?

Below you find some of the reviews of our customers.
Note

Important

Above there is information about a exact lender. Below you can review common characteristics of payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may become an easy and fast solution to a short-term problem in Birmingham, New Jersey. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.

APR

30% usury cap

Advantages of IBERIABANK Banking Center & ATM that offers payday loans in Birmingham, New Jersey

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.

Let's see

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