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What people think about Woodforest Bank?
The customer service is top notch.
Marley West MD
Love these people and all the different options.❤
Dr. Hunter Romaguera II
Important
Now you can read general features of payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Birmingham, New Jersey is are easy to get. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of Woodforest Bank that offers payday loans in Birmingham, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments on time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.
Other Payday Lenders in Birmingham, Alabama
Regional Finance
D, 5238 US-90 W Suite, Mobile, AL 36619, USA
+1 (251) 338-8401
branches.regionalfinance.com
