What people think about Alabama Cash Services?
They approve applicants immediately and transfer money the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Constance White
Alabama Cash Services seems nice. Used it twice. The first payday loan approved was small – $400, but next time the limit was increased to $800. Closed the loan as agreed. The staff were amazing, they gave detailed answers to all my questions. No troubles. But their rates are not the lowest on the net.
Jaiden Rosenbaum
Thank you Alabama Cash Services for assisting me when I needed cash urgently to pay for a new bike. I have applied through this company 2 times and everything was smooth. This is the most legit lender with no hidden fees. Highly recommended!!!
Prof. Nona Will
I needed $1000 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of financial institutions on the Internet. Alabama Cash Services is the most reliable loan provider in Birmingham.
Heber Weimann
I am a loyal client of Alabama Cash Services. It is very easy to apply online. The interest rate was affordable. Their managers always reply in a timely manner.
Alysha Gutmann MD
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Birmingham, New Jersey is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of Alabama Cash Services that offers payday loans in Birmingham, New Jersey
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Birmingham, Alabama
First National Bank
15305 AL-74, Double Springs, AL 35553, USA
+1 (205) 489-5246
www.fnbhamilton.com
ServisFirst Bank Cottonwood Corners
1640 Ross Clark Cir #307, Dothan, AL 36301, USA
+1 (334) 340-4400
www.servisfirstbank.com