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What people think about Valley Bank?
Mr. Oliver and his staff are great.
Chandler Sawayn
They were nice and gave me an auto quote as requested.
Jovanny Goldner
It has always been a pleasure to deal with such friendly professionals.
Grayce Pacocha
The service was great..atmosphere was pleasantly wonderful.
Marlen Dooley
Their main office reps are disrespectful and unprofessional
Maverick Reichert
Great Staff and wonderful car purchasing experience!
Ernie McKenzie
Good customers service.
Alaina Prohaska
Great prices,clean store and great customer service
Sarai Dare
Great selection of clothes and shoes
Lawrence Nader
Pay Attention
The previous three items describe a peculiar lender. But below you can read general data about payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Birmingham, New Jersey is are easy to access. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
30% usury cap
Advantages of Valley Bank that offers payday loans in Birmingham, New Jersey
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Birmingham, Alabama
Flagstar Bank Home Loan Center
200 West Side Square Suite 605, Huntsville, AL 35801, USA
+1 (256) 797-7698
www.flagstar.com
Edward Jones - Financial Advisor: Rick East, ChFC®|CRPS®
609 W Clark St, Muscle Shoals, AL 35661, USA
+1 (256) 389-1986
www.edwardjones.com
Check Into Cash
1726 Cherokee Ave SW Suite B, Cullman, AL 35055, USA
+1 (256) 734-6367
local.checkintocash.com
