Valley Bank Payday Loans Review - Birmingham, Alabama

Your personal information is safe with us
5 reviews

1100 Corporate Pkwy, Birmingham, AL 35242, USA
+1 (205) 408-2000
locations.valley.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Valley Bank?

Below you see some of the opinions of our customers.
Note

Pay Attention

Above there is information about a definite lender. Below you can see common features of payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Birmingham, New Jersey. The entire process is hassle-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

30% usury cap

Advantages of Valley Bank that offers payday loans in Birmingham, New Jersey

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Birmingham, Alabama

Covington Credit

37 Buck Creek Plaza, Alabaster, AL 35007, USA

+1 (205) 664-7911

www.mymoneytogo.com

First Metro Bank

301 N Main St, Tuscumbia, AL 35674, USA

+1 (256) 314-1636

www.firstmetro.com

CB&S Bank

3936 US-231, Wetumpka, AL 36093, USA

+1 (334) 567-5601

www.cbsbank.com

Cash Today

1228 Noble St, Anniston, AL 36201, USA

+1 (256) 237-0071

Tower Loan

318 Gault Ave N, Fort Payne, AL 35967, USA

+1 (256) 304-6910

www.towerloan.com

1st Franklin Financial

11310 Memorial Pkwy SW # H, Huntsville, AL 35803, USA

+1 (256) 882-1933

locations.1ffc.com

Hancock Whitney Bank

109 Greenville Bypass, Greenville, AL 36037, USA

+1 (800) 448-8812

www.hancockwhitney.com

AAA Between Pay

406 By Williams Sr Dr, Birmingham, AL 35228, USA

+1 (205) 925-8729

Peoples Bank of Alabama

1800 International Park Dr #190, Birmingham, AL 35243, USA

+1 (205) 438-7160

peoplesbankal.com