Cash America Pawn Payday Loans Review - Birmingham, Alabama

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2.3 18 reviews

9416 Parkway E, Birmingham, AL 35215, USA
+1 (205) 838-1166
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

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Note

Pay Attention

Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to issue payday loans in Birmingham, New Jersey. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

30% usury cap

How will Cash America Pawn help take out a loan in Birmingham, New Jersey?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the form. Payday loans in Birmingham, New Jersey may help enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

Other Payday Lenders in Birmingham, Alabama

Bank Independent Courtland

360 Alabama St, Courtland, AL 35618, USA

+1 (256) 386-5000

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Check Depot

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+1 (256) 624-1907

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Avadian Credit Union

309 W Maple Ave, Geneva, AL 36340, USA

+1 (334) 684-2241

www.avadiancu.com

World Finance

701 Hwy 31 SW, Ste B, Hartselle, AL 35640, USA

+1 (256) 751-2969

www.loansbyworld.com

Advance America

1446 N Brindlee Mountain Pkwy, Arab, AL 35016, USA

+1 (256) 586-6126

www.advanceamerica.net

ATM (Regions Bank)

200 Church St, Andalusia, AL 36420, USA

+1 (800) 734-4667

www.regions.com

Jefferson Financial Federal Credit Union

198 Highland Ave #6220, Selma, AL 36701, USA

+1 (334) 872-9096

www.jeffersonfinancial.org

Credit Central

1106 S Gilmer Ave, Lanett, AL 36863, USA

+1 (334) 644-5863

www.creditcentralllc.com

Check Into Cash

505-B N Main St, Opp, AL 36467, USA

+1 (334) 403-5517

local.checkintocash.com