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What people think about Express Loans Co?
I am a loyal customer of Express Loans Co. It is very simple to apply via the net. The APR was affordable. Their managers always reply right away.
Brady Yost
I want to say Many Thanks to the team of Express Loans Co. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was bad. I will 100% use this service if I need money in the future.
Ernesto Ratke
Express Loans Co rescued me in a hard time. They approved me for a cash advance although I had credit problems. The process was easy and quick. I appreciate their competent client support service and acceptable rates. I will 100% recommend this online lender to my family and friends.
Abigale Jacobson
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Now you can read general aspects of payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online cash advance loans can be the easiest solution to your temporary financial problems in Birmingham , New Jersey because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.
30% usury cap
Advantages of Express Loans Co that offers payday loans in Birmingham, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in Birmingham, Alabama
Edward Jones - Financial Advisor: Doug Roberts, AAMS®
207-A Shelton Beach Rd, Saraland, AL 36571, USA
+1 (251) 679-0657
www.edwardjones.com
Navy Federal Credit Union
3311 Malcolm Dr, Montgomery, AL 36116, USA
+1 (888) 842-6328
www.navyfederal.org
Edward Jones - Financial Advisor: Vester M Martin III, CFP®
1419 Leighton Ave Suite C, Anniston, AL 36207, USA
+1 (256) 238-2980
www.edwardjones.com
1st Franklin Financial
4111 N College Ave, Jackson, AL 36545, USA
+1 (251) 387-4209
locations.1ffc.com
