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What people think about Advance America?
Fast, friendly service from a professional staff.
Mac Rutherford
Jasmine Ward is very nice and gave me great customer service.
Pinkie Schinner MD
Great place && great people!
Rudy Beier
Important
The previous three items describe a specific lender. But below you can find common details about payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
It is easy and fast to get approved for payday loans in Birmingham, New Jersey. The APR will be set individually for each consumer and will depend on the personal data the consumer entered.
30% usury cap
Advantages of Advance America that offers payday loans in Birmingham, New Jersey
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people take out payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments without delays.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.
Other Payday Lenders in Birmingham, Alabama
Regional Finance
D, 5238 US-90 W Suite, Mobile, AL 36619, USA
+1 (251) 338-8401
branches.regionalfinance.com
CenterState Bank
415 Meridian St N, Huntsville, AL 35801, USA
+1 (256) 564-7600
www.centerstatebank.com
