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What people think about Easy Money?
Mr. Chapman was extremely pleasant to deal with. Hands down. Best process ive been through when needing a payday loan.
Marc Bruen III
These are some of the nicest people in customer service I’ve seen in a while.
Kelvin McGlynn
Rude unhelpful staff
Lesly Smith
These are some of the nicest people in customer service I’ve seen in a while.
Gianni Roberts
Rude unhelpful staff
Jonatan Schroeder
Great group of representatives....they always work with me
Prof. Elsie Hegmann I
Pay Attention
The above-given information provides the details about a specific lender. The information below is about common information about payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is easy and fast to get approved for payday loans in Birmingham, New Jersey. The APR will be set individually for each consumer and will depend on the personal information the consumer provided.
30% usury cap
Advantages of Easy Money that offers payday loans in Birmingham, New Jersey
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.
Other Payday Lenders in Birmingham, Alabama
First Jackson Bank
308 Mountain Cove Blvd SE, Owens Cross Roads, AL 35763, USA
+1 (256) 539-6744
firstjacksonbank.com