What people think about First City Mortgage Co?
They only ask for an ID to verify you. Last week I was fined and needed extra money to hold on. These guys saved me although I had a low credit score. Quick and transparent application. Very happy!!
Kaylin Dooley
Last week I needed $900 to cover car repair bills. I decided to contact First City Mortgage Co. They only approved me for $600 but the process itself was legit, and their rates were attractive.
Dr. Trystan Koss
I want to say Many Thanks to the team of First City Mortgage Co. They offer quick solution to any sudden money troubles. Love them for their quick decision. Applied for a loan and got accepted although my credit was not perfect. I will surely use this company if I need money again.
Sharon Lind
Thank you for the amazing service. Your managers helped me throughout the process. It’s convenient that you only need an ID to get cash.
Dr. Kory Barrows
Recently I experienced the most difficult situation in my life. I urgently needed $700 to cover medical bills. This company assisted me the day I applied. They were the only lender that approved me for the requested amount. I sorted out all my troubles. I will surely recommend this company to my family. Best service in my life.
Cordelia Will
Important
The previous three items charactirize a precise financial institution. But below you can find general details about payday loans.
Payday Loans in Birmingham, New Jersey
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the easiest solution to your temporary financial troubles in Birmingham , New Jersey because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.
30% usury cap
Advantages of First City Mortgage Co that offers payday loans in Birmingham, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.
