Advance America Payday Loans Review - Birmingham, Alabama

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5 59 reviews
Loan agency in Hoover, Alabama

3321 Lorna Rd Ste. 7, Hoover, AL 35216, USA
15 years in business
+1 (205) 823-8472
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

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Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Birmingham, New Jersey

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and quick to take out payday loans in Birmingham, New Jersey. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

30% usury cap

How will Advance America help issue a payday loan in Birmingham, New Jersey?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Birmingham, New Jersey. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

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