Check Depot Payday Loans Review - Birmingham, Alabama

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4.9 71 reviews

1751 Pinson Valley Pkwy, Birmingham, AL 35217, USA
+1 (205) 671-2337
thecheckdepot.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2003-05-06

Mailing Address

117 GEMINI CIR STE 416

Homewood

AL

35209-5850

United States

Company Name

Check Depot

Check Depot

Contact Data

jan@thecheckdepot.com

2059451242

Testimonials

What people think about Check Depot?

Below you see some of the opinions of our customers.
Note

Pay Attention

Above there is information about a definite lender. Below you can review common features of payday loans.

Payday Loans in Birmingham, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Birmingham, New Jersey. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

30% usury cap

Advantages of Check Depot that offers payday loans in Birmingham, New Jersey

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save borrowers who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only think about applying for a cash advance if you are assured that you can make payments punctually.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.

Let's see

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