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What people think about EZ Money?
The process was trouble-free, straightforward. No collateral needed. Thank you so much. Love their online customer support. No troubles. Would apply again.
Mrs. Lilian Wolff
I have already used this lender twice and I was very pleased with the rates. This is the only day and night website with competitive rates in my area.
Elijah Schmidt
I was embarrassed to borrow from my brother so I decided to apply for a small loan via EZ Money. Found them on the net and the user reviews were positive I have already applied 4 times and every time I was accepted within an hour. Very satisfied.
Cheyenne Rempel
Used EZ Money for the second time. The lender is fair. They always keep you updated on your loan. No cheating. You can always extend your loan. They are always there when I need extra cash.
Ms. Lucienne Schuppe Sr.
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Now you can see general characteristics of payday loans.
Payday Loans in Birmingham, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Birmingham, New Jersey. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
30% usury cap
Advantages of EZ Money that offers payday loans in Birmingham, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
Payday loans are designed for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Birmingham, nj accept borrowers with poor credit. You can request a bad credit payday loan on the net 24/7 and if approved could have the money in your account within several hours.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
Other Payday Lenders in Birmingham, Alabama
First Southern Financial
7419 Hwy. 431 N, Suite A, Albertville, AL 35950, USA
+1 (256) 891-4383
www.firstsouthernfinancial.com
Peoples Bank of Alabama
200 Billy B Dyar Blvd, Boaz, AL 35957, USA
+1 (256) 840-9998
peoplesbankal.com
Merchants Bank of Alabama
5909 4855, AL-157, Cullman, AL 35058, USA
+1 (256) 734-8110
merchantsbankal.bank
Caliber Home Loans, Inc. Birmingham AL
4009 Crosshaven Dr, Vestavia Hills, AL 35243, USA
+1 (205) 533-6703
www.caliberhomeloans.com