Advance America Payday Loans Review - Athens, Alabama

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5 69 reviews

Loan agency in Athens, Alabama

Organization owner?

637 US Hwy 72 W, Athens, AL 35611, USA

+1 (256) 232-6855

www.advanceamerica.net

Domain Info

What people think about Advance America?

Below you get acquainted with some of the opinions of our customers.

Note

Important

Above there is information about a definite lender. Below you can see common features of payday loans.

Payday Loans in Athens, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Athens, New York. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of Advance America that offers payday loans in Athens, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments on time.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

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