First State Loans of Athens Inc Payday Loans Review - Athens, Alabama

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3.8 4 reviews
Loan agency in Athens, Alabama

622 S Jefferson St, Athens, AL 35611, USA
7 years in business
+1 (256) 232-3800
first-state-loans-of-athens-inc.business.site
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA

United States

Company Name

Google LLC

Google LLC

Testimonials

Feedback about First State Loans of Athens Inc?

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Note

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Athens, New York

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Athens, ny. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will First State Loans of Athens Inc help take out a loan in Athens, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Athens, New York. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Athens, Alabama

Total Vision Payday Advance

1402 North Memorial Pkwy NW, Huntsville, AL 35801, USA

+1 (256) 534-3130

Regions Bank

731 9th Ave N, Bessemer, AL 35020, USA

+1 (205) 830-6700

www.regions.com

Hope Personal Loans

4677 Wall Triana Hwy, Madison, AL 35758, USA

+1 (256) 273-8331

hopepersonalloans.com

First Southern State Bank

20 Micah Way, Scottsboro, AL 35769, USA

+1 (256) 259-9005

www.fssbank.com

Republic Finance

1241 Point Mallard Pkwy Suite 106, Decatur, AL 35601, USA

+1 (256) 350-2358

locations.republicfinance.com

Southern States Bank

654 Ross St, Heflin, AL 36264, USA

+1 (256) 463-2790

southernstatesbank.net

PNC Bank

250 W Fort Morgan Rd, Gulf Shores, AL 36542, USA

+1 (251) 968-2500

apps.pnc.com

Talladega Bankruptcy Lawyer

33300 US-280 #103, Childersburg, AL 35044, USA

+1 (256) 378-6087

www.talladegabankruptcylawyer.com

Valley National Bank

4643 US-280, Alexander City, AL 35010, USA

+1 (256) 329-7400

www.valley.com