What people think about Preferred Loan Company?
APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…
Chase Brakus
Said I was approved for a cash advance loan. Have been waiting 2 days, still no money I my account. I think it’s monkey business.
Mr. Boris Brown III
I got cash advance from Preferred Loan Company 3 times. Repaid all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $100 ???
Doris Douglas
Important
The previous three items describe a specific company. But below you can find general information about payday loans.
Payday Loans in Athens, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans may be an easy and fast solution to a short-term problem in Athens, New York. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.
25% small loan cap
Advantages of Preferred Loan Company that offers payday loans in Athens, New York
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Athens, Alabama
America's First Federal Credit Union
31 Commons Way, Oxford, AL 36203, USA
+1 (256) 237-1684
www.amfirst.org
Peoples Bank of Alabama
3105 Rainbow Dr, Rainbow City, AL 35906, USA
+1 (256) 297-2525
peoplesbankal.com
1st Franklin Financial
7335 Airport Blvd Suite C, Mobile, AL 36608, USA
+1 (251) 631-3910
locations.1ffc.com
Woodforest National Bank
8650 Madison Blvd, Madison, AL 35758, USA
+1 (256) 774-3581
www.woodforest.com
American Title Loans
Mobile, AL 36607, USA