First State Bank Payday Loans Review - Ashland, Alabama

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3.7 3 reviews

40651 AL-77, Ashland, AL 36251, USA
+1 (256) 354-2145
www.firststatedirect.com

Domain Info

Created Date

2007-06-18

Mailing Address

319 N 3rd St

Wilmington

NC

28401

United States

Company Name

Domain Manager

Apiture LLC

Contact Data

marketing@apiture.com

+1.9104990077

+1.9104990077

Testimonials

Feedback about First State Bank?

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Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Ashland, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Ashland, New York is taken out easily and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will First State Bank help take out a payday loan in Ashland, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Ashland, ny consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

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