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What people think about Regional Finance?
I always use Regional Finance when it need a payday loan. The application process is easy. No troubles.
Vladimir Okuneva
Many thanks to Regional Finance. I recently had some troubles with repaying my mortgage and they approved me for a cash advance. Best lender! Managed to cover my issues and signed with relief.
Katrina Auer
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it before the due date. Love this company for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Elizabeth Cronin
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Below you can read general information about payday loans and their common features.
Payday Loans in Arab, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Cash advance loans may be an easy and fast solution to a short-term problem in Arab, Alabama. Loans from payday lenders can get you cash same day. Your APR will depend on several things.
456%*
$500
10 days
31 days
Advantages of Regional Finance that offers payday loans in Arab, Alabama
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments as agreed in the contract.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.
Other Payday Lenders in Arab, Alabama
Red Oak Credit Union
1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA
+1 (205) 759-7317
www.dchcu.com
Auburn University Credit Union
1448 N College St, Auburn, AL 36830, USA
+1 (334) 844-4120
myaucu.org
State Banking Department
1 Riverchase Office Plaza #112, Hoover, AL 35244, USA
+1 (205) 987-3534
www.banking.alabama.gov
Farmers & Merchants Bank
1429 Quintard Ave, Anniston, AL 36201, USA
+1 (256) 236-8200
www.fandm.bank