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What people think about Hometown Bank of Alabama?
They helped me with a small loan to start my own credit. Everyone that I have meet, Are Very kind and Knowledge in what they are Doing! :-D.
Julianne Murazik
Very down to earth people, friendly staff, very knowledgeable.
Allene Graham V
Great service and awesome staff
Scottie Kassulke PhD
Pay Attention
The previous three items describe a peculiar company. But below you can read common details about payday loans.
Payday Loans in Altoona, Pennsylvania
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
It is simple and fast to get accepted for payday loans in Altoona, Pennsylvania. The interest rate will be set specifically for each person and will depend on the personal data the applicant filled in.
6% APR small loan cap
Advantages of Hometown Bank of Alabama that offers payday loans in Altoona, Pennsylvania
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in Altoona, Alabama
Security Finance
1133 Main St Suite A, Roanoke, AL 36274, USA
+1 (334) 223-4789
www.securityfinance.com
Legacy Finance Co.
2699 Sandlin Rd SW b4, Decatur, AL 35601, USA
+1 (256) 260-8280
legacy-finance-co-loan-agency.business.site
