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What people think about Exchange Bank- Altoona?
Was invited to a wedding but was broke at that time. A friend recommended me to address Exchange Bank- Altoona. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was very easy.
Chet Anderson
Simple application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $500 only. Hope the limit will be more next time. Interest rate is affordable . Repaid the debt on schedule. If required, the term can be also extended.
Mr. Seth Koepp IV
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Now you can read general features of payday loans.
Payday Loans in Altoona, Pennsylvania
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Altoona, Pennsylvania. The entire process is effortless. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
6% APR small loan cap
Advantages of Exchange Bank- Altoona that offers payday loans in Altoona, Pennsylvania
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Altoona, Alabama
Citizens Finance of Oxford, Inc.
907 Snow St, Oxford, AL 36203, USA
+1 (256) 820-8422
www.citizensfinance.biz
Advance America
112 Conecuh Ave E, Union Springs, AL 36089, USA
+1 (334) 738-8685
www.advanceamerica.net
Regional Finance
3304 U.S. Highway 80 West, Suite E, Phenix City, AL 36870, USA
+1 (334) 664-9984
branches.regionalfinance.com