Valley Bank ATM Payday Loans Review - Alexander City, Alabama

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4643 US-280, Alexander City, AL 35010, USA
+1 (256) 329-7400
www.valley.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Testimonials

What people think about Valley Bank ATM?

Below you see some of the opinions of our clients.
Note

Important

Now you can see general features of payday loans.

Payday Loans in Alexander City, Alabama

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Alexander City, Alabama. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Valley Bank ATM that offers payday loans in Alexander City, Alabama

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can save clients who have bad credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can afford payments without delays.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see

Other Payday Lenders in Alexander City, Alabama

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Signature Loan Services

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Security Finance

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On-Site Check Cashing Llc

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Advance America

7985 Hwy 72 W Ste. #6, Madison, AL 35758, USA

+1 (256) 430-1510

www.advanceamerica.net

Credit Central

2127 Douglas Ave, Brewton, AL 36426, USA

+1 (251) 867-8018

www.creditcentralllc.com

Marion Bank & Trust Company

601 2nd Ave N, Clanton, AL 35045, USA

www.marion-bank.com

Edward Jones - Financial Advisor: Mike Hunter

7040 Gadsden Hwy Suite 108, Trussville, AL 35173, USA

+1 (205) 655-0413

www.edwardjones.com

Edward Jones - Financial Advisor: Gary Barr, CFP®

503 Blount Ave, Guntersville, AL 35976, USA

+1 (256) 582-5400

www.edwardjones.com