Heritage South Credit Union Payday Loans Review - Alexander City, Alabama

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3.7 9 reviews
Organization owner?
3353 South, US-280, Alexander City, AL 35010, USA
www.myhscu.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

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Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about Heritage South Credit Union?

Below you read some of the opinions of our clients.

I applied for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.

Ulises Reinger

I needed $700 to buy a bike. The only way out was to apply for a cash advance. Found a lot of lenders on the Internet. Heritage South Credit Union is the most legit company in Alexander City.

Miss Belle Stark

Was invited to a wedding but was broke at that time. A friend recommended me to use Heritage South Credit Union. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was very easy.

Felipa Hills

Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Alexander City, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Alexander City, Alabama. The APR will be set individually for each consumer and will depend on the personal details the applicant entered.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Heritage South Credit Union that offers payday loans in Alexander City, Alabama

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments punctually.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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World Finance

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Union State Bank

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Republic Finance

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Advance America

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