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What people think about River Bank & Trust?
I am a loyal client of River Bank & Trust. It is very easy to apply online. The interest rate was favorable. Their managers always respond in a timely manner.
Harold VonRueden
I recommend River Bank & Trust to every person who need extra cash. I’ve been using them for 5th time. Always amazing service!
Prof. Jamir Predovic DDS
I am a loyal client of River Bank & Trust. It is very fast to apply via the net. The APR was favorable. Their staff always reply in a timely manner.
Eileen Braun
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Below you can see general information about payday loans and their common characteristics.
Payday Loans in Alexander City, Alabama
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Alexander City, Alabama is are easy to access. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
456%*
$500
10 days
31 days
Advantages of River Bank & Trust that offers payday loans in Alexander City, Alabama
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are designed for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Alexander City, al accept people with bad credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within a few hours.
To get approved for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.
Other Payday Lenders in Alexander City, Alabama
EAC Federal Credit Union
509 E Thomason Cir, Opelika, AL 36801, USA
+1 (334) 364-2850
www.eamcfcu.com
Check Into Cash
1104 A S Gilmer Ave, Lanett, AL 36863, USA
+1 (334) 644-4201
local.checkintocash.com
America's First Federal Credit Union
2131 19th St N, Bessemer, AL 35020, USA
+1 (205) 424-8542
www.amfirst.org
