Valley Bank Payday Loans Review - Alabaster, Alabama

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50 Jimmy Gould Dr, Alabaster, AL 35007, USA
+1 (205) 378-5700
locations.valley.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

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Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Alabaster, Alabama

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Alabaster, Alabama are taken out hassle-free. The interest rate depends on the borrower's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Valley Bank help take out a payday loan in Alabaster, Alabama?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Alabaster, al will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

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TitleBucks

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Thrivent Financial for Lutherans

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Easy Money

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Jasper Finance

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Regional Finance

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