eCO Credit Union Payday Loans Review - Alabaster, Alabama

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4.2 5 reviews
Organization owner?
791 4th Pl SW, Alabaster, AL 35007, USA
+1 (205) 226-3951
www.ecocu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about eCO Credit Union?

Below you get acquainted with some of the reviews of our customers.

Thanks!! The money were deposited to my bank account as agreed – the next morning. I paid off the loan quickly and had no complaints. The process is hassle-free and legit. Be a responsible client and you will have no complaints.

Dannie Herman

Recently I experienced the most difficult situation in my life. I urgently needed $900 to cover medical bills. This institution helped me the day I applied. They were the only website that accepted me for the required amount. I dealt with all my troubles. I will 100% recommend this lender to my family. Best service ever.

Mrs. Krista Corkery

Good loan provider with reasonable rates. They transferred within 3 hours, as promised. I will use eCO Credit Union again if I need financial assistance.

Letha Paucek III

eCO Credit Union rescued me in a difficult time. They approved me for a loan although I had credit issues. The process was trouble free and quick. I appreciate their competent client support service and reasonable rates. I will surely recommend this loan provider to my relatives and friends.

Jewel Kuhlman

I recommend eCO Credit Union to every person who need extra money. I’ve been using them for 3rd time. Always fantastic service!

Gayle Ferry

Note

Important

Above there is information about a precise lender. Below you can read common characteristics of payday loans.

Payday Loans in Alabaster, Alabama

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Alabaster, Alabama. The APR will be set specifically for each applicant and will depend on the personal data the applicant filled in.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of eCO Credit Union that offers payday loans in Alabaster, Alabama

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are certain that you can make payments on scheduled.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

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Farmers & Merchants Bank

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Cash Express

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1st Franklin Financial

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Cash Express

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First-Sun Finance

3209 Atlanta Hwy, Montgomery, AL 36109, USA

+1 (334) 263-1081

firstsunmontgomery.com

Advance America

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+1 (256) 845-1925

www.advanceamerica.net

Check `n Go

1775 Opelika Rd Unit 13, Auburn, AL 36830, USA

+1 (334) 501-7700

locations.checkngo.com